Why you should order an appraisal from ALL METRO ATLANTA APPRAISAL CO.

To a lot of us, an appraisal just looks like a line item in the long list of items for a home purchase or refinance. Nearly all lenders still call for a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that might seem more economical than an appraisal. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are additional instances when the services of a certified, independent real estate professional might be beneficial.

Let ALL METRO ATLANTA APPRAISAL CO. help you lower your mortgage payment

Contest your tax assessment in Fayette County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from ALL METRO ATLANTA APPRAISAL CO. is your best evidence when building your case. At ALL METRO ATLANTA APPRAISAL CO., we're capable of assisting you in appealing your tax assessment.

Getting rid of your PMI for mortgage payments

Private Mortgage Insurance, or PMI, is an added insurance policy that nearly all lenders ask home owners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Seeing that additional payment is usually folded into the monthly mortgage payment, it is often forgotten. This is bad because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

ALL METRO ATLANTA APPRAISAL CO. can provide you with a statement regarding the value of your home, and the cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

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Get a fair valuation on a home for divorce settlements

A divorce is often complicated by the troublesome decision of who maintains the property, and it can be a particularly traumatic ordeal for both parties. Regardless of the circumstances, it's a good idea to order an appraisal from ALL METRO ATLANTA APPRAISAL CO. so both parties are completely aware of the true market value of their home.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Ascertain a fair and accurate valuation for estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthy individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Move to or from Fayette County for work

We are familiar with the headaches associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide remarks on the positive aspects of their property, along with information regarding any recent sales or listings in their area that they want considered.

Close on your home promptly — for the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses are one the market.

Let ALL METRO ATLANTA APPRAISAL CO. help you sell your home quickly at the right price